During both bear as well as bull markets, absolute return funds aim to achieve positive growth. They offer ordinary investors access to a range of sophisticated investment techniques and seek to deliver a positive (or ‘absolute’) return every year regardless of what is happening in the stock market.
Businesses will receive at least £150m in government funding to help them access loans and equity investments over the next four years. The additional funding will ensure the small firm’s loan guarantee scheme, called the Enterprise Finance Guarantee, will continue for four years.
Current spending includes items such as salaries, hospital medicines, and school text books. Capital spending includes assets such as school buildings, roads and bridges.
The Chancellor of the Exchequer, George Osborne delivered on 20 October – the ‘Spending Review 2010’ – using his speech to announce the key headlines of the Spending Review – with one of the stand-out figures being a further £7bn cut in welfare spending.
The time when an elderly person needs to go into residential care is often a huge strain on family members. Illness or infirmity may have forced a sudden change in circumstances and time may be short.
Look at some of the ways in which you could secure a financially brighter retirement.
The start of the New Year is rapidly approaching and for many this is a time to start setting financial goals. But before you contemplate the important factors in achieving your financial success, follow our New Year wealth check and start by making sure you keep your tax bills to a minimum and protect your wealth from increasing taxation.
If you’re a business owner there are many different pension options available both to you and to your employees. We can help you navigate this complex area and advise you on how to make sure that you choose the most suitable pension schemes available for your particular requirements.
Choosing the right life assurance will enable you to protect your family’s lifestyle in the event of your premature death, help them cope financially and protect them from financial hardship.
From April 2011, company car tax is to be reformed to encourage drivers to choose cleaner and more efficient cars. The threshold for the 15 per cent rate of tax will be reduced by 5g/km of CO2 – so it will apply to cleaner cars emitting between 121g/km and 129g/km of CO2.