Monthly Archives: September 2009

Are you taking advantage of your ISA allowance?

The earlier you invest, the longer your money is outside of the reach of the taxman

By investing earlier in the tax year, you could make sure that you are using your Individual Savings Account (ISA) allowance to its full advantage. The earlier you invest, the longer your money is outside the reach of the taxman and has the opportunity to work harder for you.

The search for income

Investing for an income in a low interest rate environment

If you are an income-seeking saver in search of good returns from your savings in this low interest rate environment, we can provide you with the professional advice you need to enable you to consider all the options available. In addition, we can help you determine what levels of income you may need and work with you to review this regularly as your requirements change. Another major consideration is your attitude towards risk for return and availability. This will determine which asset class you are comfortable investing in.

Emerging markets

Do they have the potential to lead the recovery when the world economy begins to stabilise?

The term emerging markets appeared first during the 1990’s and is now widely used to describe countries not considered to be developed. Third World, lesser developed countries or under-developed countries. Developed meaning essentially the major European countries plus USA, Canada, Japan, Australia and New Zealand.

Self-Invested Personal Pensions

Why astute investors are talking to us about taking control of their own investment decisions

Following the introduction of Pension Simplification legislation in 2006, Self-Invested Personal Pension Plans (SIPPs) have become more accessible to more sophisticated investors who require greater control over their pension planning and want greater access to different investment markets. They also offer excellent tax planning solutions, and in these current difficult financial markets provide for the appropriate investor the maximum amount of flexibility when planning for retirement.