Topic: All News

Financial protection for you and your family

Posted on September 18, 2009 by - All News, Financial News, Uncategorized

With the abundance of choice, we can help you make the right decisions

With so many different protection options available, making the right decision to protect your personal and financial situation can seem overwhelming. There is a plethora of protection solutions which could help ensure that a lump sum, or a replacement income, becomes available to you in the event that it is needed. We can make sure that you are able to take the right decisions to deliver peace of mind for you and your family in the event of death, if you are too ill to work or if you are diagnosed with a critical illness.

What type of investor are you?

Posted on September 18, 2009 by - All News, Financial News, Uncategorized

Building a solid investment strategy through good and bad times

During this period of economic turbulence, what strategy should investors take? Your own attitude to risk is crucial. You may be comfortable to live with capital risk if it means the chance of a higher return in the end. Alternatively, you may be ‘risk averse’ and don’t want to risk your capital under any circumstances.

Planning your retirement income

Posted on September 18, 2009 by - All News, Financial News, Uncategorized

Maximising an income from your pension fund

The earliest you are currently permitted to take your retirement benefits is from the age of 50, but this is set to rise to age 55 from April 2010. If you are considering setting up a conventional lifetime annuity, which pays a secure income for life, there is now no requirement to buy an annuity by the age of 75. However, you must start to take your benefits from the age of 75, in addition to any tax-free element.

Are you taking advantage of your ISA allowance?

Posted on September 18, 2009 by - All News, Financial News, Uncategorized

The earlier you invest, the longer your money is outside of the reach of the taxman

By investing earlier in the tax year, you could make sure that you are using your Individual Savings Account (ISA) allowance to its full advantage. The earlier you invest, the longer your money is outside the reach of the taxman and has the opportunity to work harder for you.

The search for income

Posted on September 18, 2009 by - All News, Financial News, Uncategorized

Investing for an income in a low interest rate environment

If you are an income-seeking saver in search of good returns from your savings in this low interest rate environment, we can provide you with the professional advice you need to enable you to consider all the options available. In addition, we can help you determine what levels of income you may need and work with you to review this regularly as your requirements change. Another major consideration is your attitude towards risk for return and availability. This will determine which asset class you are comfortable investing in.

Emerging markets

Posted on September 18, 2009 by - All News, Financial News, Uncategorized

Do they have the potential to lead the recovery when the world economy begins to stabilise?

The term emerging markets appeared first during the 1990’s and is now widely used to describe countries not considered to be developed. Third World, lesser developed countries or under-developed countries. Developed meaning essentially the major European countries plus USA, Canada, Japan, Australia and New Zealand.

Self-Invested Personal Pensions

Posted on September 18, 2009 by - All News, Financial News, Uncategorized

Why astute investors are talking to us about taking control of their own investment decisions

Following the introduction of Pension Simplification legislation in 2006, Self-Invested Personal Pension Plans (SIPPs) have become more accessible to more sophisticated investors who require greater control over their pension planning and want greater access to different investment markets. They also offer excellent tax planning solutions, and in these current difficult financial markets provide for the appropriate investor the maximum amount of flexibility when planning for retirement.