Creating a stable economy, a fairer, more efficient and simpler tax system and further reforms to support growth

The Chancellor of the Exchequer, George Osborne, presented his third Budget speech to Parliament on 21 March 2012. It maintained the government’s strategy to reduce the deficit, contained far-reaching tax reforms and support for growth and reward for work. The Chancellor set out the actions the government will take in three areas – creating a stable economy, a fairer, more efficient and simpler tax system and further reforms to support growth. Read more…

Remove the cap on the retirement income you can take

Pension legislation is always on the move and keeping up to date with the latest changes could open up new opportunities for you in retirement. In April 2011, some of the most significant changes in pension legislation for five years were announced. Read more…

Choosing the right solutions that are most relevant to your current lifestyle is the key

Most of us don’t like to think about how we would manage if we were ill and unable to work. But it’s important to sit down and think about the future in this way, if only to give both you and your loved ones peace of mind. Read more…

The closer you get to retirement the greater the need to talk to us

Retirement is something we all look forward to and, even if it seems a long way off, the crucial question is ‘Do you have enough saved for a comfortable retirement?’ Read more…

Bringing your pensions under one roof

Most people, during their career, accumulate a number of different pension plans. Keeping your pension savings in a number of different plans may result in lost investment opportunities and unnecessary exposure to risk. Read more…

It can be easy to lose track of a pension if you change jobs through your working life

If you’ve lost the details of a pension the Pension Tracing Service may be able to help by providing your pension scheme’s address. You can then contact the scheme and find your entitlement. Read more…

How to substantially increase your pension income

The annuity market is very competitive and rates differ between annuity providers. You can substantially increase your pension income by purchasing your annuity from the company which pays the most income. This is called ‘exercising the Open Market Option.’ Read more…

Why your annuity will have to last you for longer

An annuity is an investment which will pay you an income for the rest of your life, no matter how long you live. This is achieved by handing over your pension fund to an insurance company in return for an annuity when you retire. The insurer then guarantees to pay you an income for the rest of your life via the annuity. Read more…

Taking more control over your pension fund investment decisions

If you would like to have more control over your own pension fund and be able to make investment decisions yourself with the option of our professional help, a Self-Invested Personal Pension (SIPP) could be the retirement planning solution to discuss. Read more…

Remove the cap on the retirement income you can take

Pension legislation is always on the move and keeping up to date with the latest changes could open up new opportunities for you in retirement. On 6 April 2011, the government announced that you no longer have to take pension benefits by the age of 75. Read more…