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Mind the wealth gap

The average 50-year-old believes they need another £50,000 in savings and investments, including pension and property equity, in order to feel financially secure, new research [1] from MetLife shows.

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Build your own made-to-measure retirement solution

We can help you measure up what type of portfolio best suits your circumstances

A pension is one of the most tax-efficient ways of saving for retirement.

A Self-Invested Personal Pension (SIPP) is essentially a pension wrapper that is capable of holding investments and providing you with the same tax advantages as other personal pension plans.

Investing for income

Spreading capital across different shares and different asset classes

The recent volatility of global markets has tested the nerves of even the most experienced investors, making it a difficult time for individuals who rely on income from investments for some or all of their needs.

Generate a bigger retirement income

Females could see a jump in pension income from 21 December

HM Revenue & Customs (HMRC) confirmed recently that gender neutral income factors will apply to capped income withdrawals. From 21 December 2012, the rates used to calculate the maximum amount of income a female can take from her pension each year in drawdown will be based on male life expectancy rates.
This could result in a significant increase, of around 8 per cent, in the maximum income withdrawal limit available to females.