{"id":1577,"date":"2012-05-10T13:14:15","date_gmt":"2012-05-10T12:14:15","guid":{"rendered":"http:\/\/esmartproducts.co.uk\/?p=1577"},"modified":"2012-05-10T13:14:15","modified_gmt":"2012-05-10T12:14:15","slug":"saving-for-your-retirement","status":"publish","type":"post","link":"https:\/\/www.suretyfp.com\/wordpress\/?p=1577","title":{"rendered":"Saving for your retirement"},"content":{"rendered":"<p><strong>The sooner you start saving for your retirement<br \/>\nthe more secure your future will be<\/strong><\/p>\n<p>Saving for your retirement may not seem important when you\u2019re  starting out. But the sooner you start saving for your retirement the  more secure your future will be.<!--more--><\/p>\n<p><strong>Having a personal or occupational pension<\/strong><br \/>\nThe sooner you start putting money into your own personal or occupational pension, the more time you have for it to build up.<\/p>\n<p>When planning your retirement there are three main types of pension  you need to consider. These are State Pensions, personal pensions and  occupational pensions.<\/p>\n<p><strong>State Pension <\/strong><br \/>\nThe Sate Pension is paid to those who are eligible,\u00a0over State Pension  age and who have claimed it. You may be eligible for the following  types of State Pension:<\/p>\n<p><strong>Basic State Pension<br \/>\nAdditional State Pension<\/strong><br \/>\nFor men born before 6 December 1953, the current State Pension age is 65.<\/p>\n<p>For women born after 5 April 1950 but before 6 December 1953, their State Pension age is between 60 and 65.<\/p>\n<p><strong>Increase in State    Pension age to 66<\/strong><br \/>\nUnder the Pensions Act 2011 women\u2019s State Pension age will increase  more quickly to 65 between April 2016 and November 2018. From December  2018 the State Pension age for both men and women will start to increase  to reach 66 in October 2020.<\/p>\n<p><strong>These changes affect you if you\u2019re:<\/strong><\/p>\n<p>A woman born on or after 6 April 1953<\/p>\n<p>A man born on or after 6 December 1953<\/p>\n<p><strong>The current law already provides for the State Pension age to increase to:<\/strong><\/p>\n<p>67 between 2034 and 2036<\/p>\n<p>68 between 2044 and 2046<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The sooner you start saving for your retirement the more secure your future will be Saving for your retirement may not seem important when you\u2019re starting out. But the sooner you start saving for your retirement the more secure your future will be.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"_links":{"self":[{"href":"https:\/\/www.suretyfp.com\/wordpress\/index.php?rest_route=\/wp\/v2\/posts\/1577"}],"collection":[{"href":"https:\/\/www.suretyfp.com\/wordpress\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.suretyfp.com\/wordpress\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.suretyfp.com\/wordpress\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.suretyfp.com\/wordpress\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1577"}],"version-history":[{"count":0,"href":"https:\/\/www.suretyfp.com\/wordpress\/index.php?rest_route=\/wp\/v2\/posts\/1577\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.suretyfp.com\/wordpress\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1577"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.suretyfp.com\/wordpress\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1577"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.suretyfp.com\/wordpress\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1577"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}